USA Home Buyers - Fire Damage SpecialistsCall 888-440-5250

BBB Accredited, nationwide fire-damage home buyer

Sell Your Fire Damaged Home, Cash Offer in 24 Hours

No repairs. No cleanup. No waiting. Keep your insurance claim.

Hablamos español.

500+ Homes Purchased
15+ Years Experience
Compassionate 24/7 Support
📞 Call 888-440-5250 , We Answer 24/7

Get My Cash Offer

Share a few details and we will review your property within 24 hours.

How it works

A simple process during a difficult time

Step 1

Submit your info

Share the address, your contact details, and anything important about the fire or insurance claim.

Step 2

Get a cash offer in 24 hours

We review the damage, claim status, and property condition, then give you a clear no-obligation offer.

Step 3

Close in 7 to 14 days

Pick a closing timeline that fits your move, claim process, or family situation.

What we buy

Any level of fire damage, from smoke cleanup to total loss

Kitchen fires and partial room damage
Total loss or severe structural fire damage
Smoke-only and soot contamination cases
Water damage from firefighting response
Electrical and appliance fire damage
Arson, vacant, or condemned properties

Insurance questions

You can usually keep your claim and still sell the house

We work with sellers at every stage, before the adjuster visit, during claim review, or after a payout leaves a gap.

Will I lose my insurance benefits if I sell my fire damaged house?

No. In most cases, you keep your insurance claim proceeds even if you sell the property. We can work alongside your claim timeline.

Can I sell while my insurance claim is still open?

Yes. Many sellers contact us before their claim is finalized. We can review the property and explain timing options.

What if insurance did not cover the full cost of repairs?

That is one of the main reasons owners choose to sell. We buy homes with repair gaps, smoke damage, water damage, and code issues.

Seller stories

Real situations we help solve

After a kitchen fire, the insurance payout still left us short. They explained the numbers clearly and bought the house as-is so we could move on.

Recent seller in Ohio

My mother could not handle repairs after smoke and water damage. The process was calm, respectful, and much easier than listing the property.

Family representative in Georgia

I lived out of state and inherited a house with major fire damage. They coordinated everything remotely and closed without making me fly in.

Inherited property owner in Arizona

A tenant fire left the rental full of damage and city notices. They understood the code issues and gave me a fair path out.

Landlord in Missouri

We had a partial living room fire and weeks of smoke cleanup ahead. Selling as-is let us focus on our family instead of contractors.

Homeowner in Florida

The house was a near total loss and I assumed no one would buy it. They reviewed the lot, the claim status, and made a straightforward offer.

Seller in California

Why specialists matter

We understand the problems that come after the fire

Our team understands adjuster reports, repair estimates, smoke remediation, code violations, condemnation notices, and properties that may need extensive rehab or demolition review.

That means fewer surprises, clearer expectations, and a calmer process for owners who need certainty.

Service area

We buy fire-damaged homes in all 50 states

AL
AK
AZ
AR
CA
CO
CT
DE
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MI
MN
MS
MO
MT
NE
NV
NH
NJ
NM
NY
NC
ND
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VT
VA
WA
WV
WI
WY

Frequently asked questions

Straight answers for fire-damaged property owners

Will I lose my insurance benefits if I sell my fire damaged house?

No. In most cases, you keep your insurance claim proceeds even if you sell the property. We can work alongside your claim timeline.

Can I sell while my insurance claim is still open?

Yes. Many sellers contact us before their claim is finalized. We can review the property and explain timing options.

What if insurance did not cover the full cost of repairs?

That is one of the main reasons owners choose to sell. We buy homes with repair gaps, smoke damage, water damage, and code issues.

Do you buy houses with smoke damage only?

Yes. We buy homes with smoke damage, soot contamination, odor issues, and related cleanup needs, even when the structure is still standing.

How fast can I get an offer?

We typically provide a no-obligation cash offer within 24 hours after reviewing the property details.

How quickly can we close?

Most closings happen in 7 to 14 days, but we can move faster or slower depending on your insurance, title, and relocation needs.

See all FAQs

Ready when you are

Tell us about the property and we will take it from there

Whether the damage is recent or you have been stuck for months, we can review the home, explain the next steps, and offer a direct sale path.

Call 888-440-5250

Get My Cash Offer

Share a few details and we will review your property within 24 hours.